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Qualifications

Peter J. Picard, President � Certified Residential Licensed Real Estate Appraiser, I. D. No. 1201000880


Education
  • B. A., Social Science MDP
    Michigan State University, 1976
  • GRI:� Graduate
    Realtors Institute, 1983

    Others: Various real estate and appraisal courses including
    • Residential Valuation, (8-2)   (1990)
    • Standards of Professional Practice Part A and Part, (SPPA and SPPB)   (1991) Updated 2004
    • Real Estate Appraisal Principals, (IA)   (1991)
    • Appraisal 301Capitalization 2004
    • Appraisal 302 commercial cost Approach 2005
    • Appraising Non residential Property 307: Small Business Valuations 2005
    • Narrative Report Writing 2005

Professional Experience
  • Licensed Real Estate Salesman
  • Licensed Real Estate Broker
  • Independent Appraiser
  • State Licensed Appraiser
  • Certified Residential Approaser

1979
1984
1989
1991
2005

Client List
  • Approved Mortgage
  • Appraisal & Title Corporation
  • Bank One
  • Central State Bank
  • Chemical Bank & Trust
  • Citizens Bank Mortgage Co., LLC
  • Communications Family Credit Union
  • Conseco
  • Countrywide Home Loans
  • Credit Union One
  • Crest Financial, Inc.
  • Datacomp Appraisal Service
  • Fifth/Third Bank
  • First Federal of Michigan
  • First Metropolitan Mortgage
  • Flagstar Bank
  • G. M. A. C.
  • Good Harbor Mortgage
  • H & R Block Mortgage
  • Harris Trust Savings
  • Honor State Bank
  • Huntington Mortgage Company
  • J.P. Morgan Chase
  • Lenders� Services, Inc.
  • Members Credit Union
  • Michigan National Bank
  • Northwestern Mortgage Company
  • Option One Mortgage
  • .Quicken Loans
  • Republic Bank
  • State Savings Bank
  • Traverse Mortgage Corporation
  • U. S. Property and Appraisal
  • Wells Fargo Home Mortgage
  • Western Michigan National Bank
  • Wetzel & Associates
  • Various other financial institutions
  • Appraisals for tax appeal, estates, etc
Professional Affiliations
6408 Western Avenue - Suite D - Glen Arbor, MI 49636 • Phone: (231) 334-2040 - Fax: (231) 334-2042